End of the 38-euro ceiling for restaurant vouchers, termination of borrower’s insurance, new family booklet… The month of June 2022 marks the entry into force of a certain number of new features, likely to influence your power to ‘purchase. Overview of measures.
End of the ceiling at €38 for restaurant tickets
Set up to support the restaurant sectorthe doubling of the daily ceiling for meal vouchers will be abolished at the end of June. Until June 30, they can be used every day of the week, including weekends.
Last days to complete your tax return
Taxpayers who live in departments 55 (Meuse) to 976 (Mayotte) have until June 8, 2022 to complete and validate their tax return online, before the increase.
Possibility to change borrower insurance free of charge at any time
Now you can cancel your borrower insurance at any time. The measure applies from June 1, 2022 for new loans, from September 1, 2022 for contracts in progress on that date.
The family booklet evolves
A decree published on May 3 in the Official Journal updated the model of the booklet in order to take into account the recent reforms concerning medically assisted procreation (PMA), the new rule for choosing a name, the reform of adoption, the identity of children born dead and the death certificate of adult children. However, the municipalities can continue to issue the old models of family booklets, until their stock is exhausted.
Transparency on management fees levied on retirement savings plans (PER) and life insurance contracts
From June 1, 2022, producers and distributors of retirement savings plans and life insurance contracts must display the fees on their websiterespecting a standard table established within the framework of a common agreement, under the aegis of the Ministry of the Economy explains the site service-public.fr.
This table must be posted on the website of each PER or life insurance producer. It presents information by identical categories, so that subscribers can know and compare entry fees, annual fees (depending on the type of fund and management, etc.), and one-off fees (arbitration, exit, transfer to another contract…).
Easier access to a home loan for former cancer patients
Five years after their recovery, former cancer and hepatitis C patients will be able to obtain a mortgage under the same conditions as all borrowers. This is what the law provides for fairer, simpler and more transparent access to the borrower insurance market published in the Official Journal on March 1, 2022, and whose measures come into force on June 1. The law also removes the medical questionnaire for loans of less than €200,000. It also establishes the termination at any time of the borrower insurance.