Ornikar, tailor-made car insurance for young drivers

Ornikar, tailor-made car insurance for young drivers

In 2021, 651,479 B and B1 permits were issued in France, according to figures from the Ministry of the Interior. Many budding drivers therefore set off on the roads every year and must, in order to drive their vehicle safely, take out car insurance.

If offers are specifically intended for young drivers, it is above all to allow them to drive without risk and above all to benefit from appropriate services in the event of an accident. This is why, in addition to its online driving school activity, Ornikar offers accessible, tailor-made and comprehensive young driver insurance.

What is it like to be a young driver?

Contrary to what one might think, you don’t necessarily have to be under 26 or 30 to be considered a young driver. You can indeed be 20, 40 or 50 years old and fit into this category.

What matters is the number of years of experience accumulated behind the wheel. Thus, a person is considered a young driver when he obtained his license less than 2 or 3 years ago. And this, regardless of age.

Other more specific cases fall into this category, such as having obtained a driving license again, after a license cancellation. Drivers who have not been behind the wheel for many years, those who have never had a vehicle insured in their name or who only drove a company car can also be considered young drivers.

Why subscribe to an offer adapted to young drivers?

Car insurance for young drivers provides an additional premium. If it is an additional cost for the insured which is explained by his short experience, it is above all an incentive to be cautious.

In addition, the amount of this additional cost varies according to the mode of learning to drive. A young driver who has taken a course in accompanied driving will pay less than one who has taken standard driving hours.

Finally, this additional premium decreases significantly with the years of driving until it disappears after three years of driving without an at-fault accident.

An accessible offer and tailor-made services

Ornikar offers particularly attractive rates, even if it also applies an additional premium to its young driver offer. Thus its car insurance specially designed for budding drivers is available from 12 euros per month.

In its insurance offer, the company also includes exclusive guarantees for young drivers. Support services are very valuable for these inexperienced policyholders. In the event of concerns or problems with their car, policyholders benefit from the Orni-Mécano guarantee. This exceptional service allows them to obtain a free video diagnosis of their vehicle from a mechanical expert.

In the event of an accident, Ornikar does not content itself with providing material cover to its policyholders. The insurance company also offers specific follow-up which aims to support the young driver in the event of trauma or loss of confidence in particular. This post-accident service provides for an interview with a clinical psychologist.

And if the insured is afraid to drive alone, either because he has just obtained his licence, or because he has not driven for a few years, Ornikar offers him two hours of driving with one of his teachers. driving school.

Finally, Ornikar customer service can be reached online, on a chat, or by phone to answer all your questions about your contract.

To make your Ornikar quote, go here.

photo credit: unsplash

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