Auto insurance cancellation letter: example

Auto insurance cancellation letter: example

In order to terminate the auto insurance contract that binds him to an insurance company, the insured must imperatively send a termination request to the latter. Here is a model.

Are you unhappy with your auto insurance? Are you parting with your vehicle? In theory, an auto insurance contract is scheduled to be renewed at each annual expiry date, automatically. However, you have the option of requesting the termination of your contract in the following cases:

  • At the first expiry of the contract: you must send a letter of termination of car insurance two months before the expiry date by registered mail.
  • When circumstances change: disappearance of the insured risk (change of domicile, professional or family situation), aggravation of the risk or transmission of the vehicle to a third party.
  • After the first year of your contract: at any time. Termination takes effect one month after receipt of your request.

Note: if you decide to terminate your auto insurance contract to sign a new one with a competing company, you must provide proof of the new contract with your former insurer. Ready to take the leap? Here is a sample car insurance cancellation letter to help you.

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Firstname name
ZIP code

(Name of interlocutor if known)
Name of bank or insurance company
ZIP code

Done at (City), on (date).

Registered letter with acknowledgment of receipt
Subject: Termination of car insurance contract no. (enter the contract number)
Attachment attached: (photocopy of any supporting document allowing termination)

(Madam, Sir) (Name of contact person if known),

Holder with your company of the insurance contract (reference of the insurance contract) for my brand vehicle (brand of vehicle) registered (registration number), I wish to ask you by this registered letter to terminate this contract .

Thus, upon receipt of this letter, I ask you to carry out the formalities allowing the termination of the said contract, on the grounds (choose the solution corresponding to your reason for termination):
– that this insurance contract expires on (date) and that I request its non-renewal within the time limit indicated in the general conditions;
– that you did not send me the notice of expiry of the tacit renewal before the scheduled date, and that I therefore denounce this renewal pursuant to Article L. 113-15-1 of the Insurance Code;
– the sale (assignment / donation) of my vehicle on (date);
– my change of situation (specify this change: matrimonial, professional, domicile), as of (date), which constitutes a modification for the risk covered;
– the increase in your rates on (date), an increase which was not stipulated in the said contract.

Pending consideration of this termination, please accept, (Madam, Sir) (Name of contact person if known), the expression of my best feelings.


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